Educational Background

09/2021-06/2026  Ph.D. in Quantitative Economics, Central University of Finance and Economics

09/2018-06/2021  M.A. in Industrial Economics, Xi'an Jiaotong University

09/2014-06/2018  B.A. in Mathematical Finance, Wuhan University of Technology

Work Experience

[Note: No formal employment record was provided in the original materials; teaching-related experience is listed below.]

03/2022-07/2022  Teaching Assistant, Econometrics (undergraduate and international students), Central University of Finance and Economics

Publications

[1] Li, X., Zhao, Y., & Bai, Y. (2026). Pathways for Upgrading Export Quality of China's Manufacturing Industry under the EU Carbon Border Adjustment Mechanism. Enterprise Economy, 45(6), 72-82. (in Chinese)

[2] Zhao, Y., & Du, W. (2017). The Impact of Financial Supply Scale on Population Urbanization in Ethnic Minority Areas: Evidence from Guangxi. Finance and Accounting Monthly, (23), 118-123. (in Chinese)

[3] Zhao, Y., & Huang, J. (2017). Financial Risk Prevention and Control under an Open Economic Environment. China Finance, (15), 97-98. (in Chinese)

[4] Zhao, Y., Du, W., & Li, S. (2016). Mechanisms through which Internet Finance Promotes the Development of Technology Finance. Southwest Finance, (12), 39-43. (in Chinese)

[5] Zhao, Y., & Guan, H. (2025). Policy Reinvention and Regional Innovation Performance: From Financial, Fiscal, Tax, and Talent Policy Mix Networks. Finance Research Letters, 108570.

[6] Song, P., Zhang, X., Zhao, Y., & Xu, L. (2020). Exogenous Shocks on the Dual-Country Industrial Network: A Simulation Based on the Policies during the COVID-19 Pandemic. Emerging Markets Finance and Trade, 56(15), 3554-3561.

Granted Projects

1. World Bank Poverty Alleviation Loan Monitoring Project, "Rural Cooperative Development Project in Poverty-Stricken Areas of Shaanxi Province Financed by World Bank Loans," 2019, Completed, Participant

2. Major Project of the National Social Science Fund of China, "Fiscal Policy Research Based on Behavior and Expectation Management," 2023-Present, Ongoing, Participant

3. General Program of the National Natural Science Foundation of China, "Mechanisms, Effect Evaluation, Policy Design, and Simulation of Unconventional Fiscal Policy," 2023-Present, Ongoing, Participant

4. Western China Project of the National Social Science Fund of China, "Risk Identification and Governance Pathways for China-ASEAN Cross-Border Low-Altitude Economy Cooperation from a Non-Traditional Security Perspective," 2025-Present, Ongoing, Participant

5. General Program of the National Natural Science Foundation of China, "Mechanisms, Evolution, and Realization Pathways of Integrated Development in Cultural Industries," 2020, Completed, Participant

6. Major Research Project Commissioned by the Guangxi Zhuang Autonomous Region Party Committee and Government, "Major Issues and Strategic Research on Guangxi's 14th Five-Year Plan Development," 2019, Completed, Participant

7. Major Research Project Commissioned by the Guangxi Zhuang Autonomous Region Party Committee and Government, "Building a Modern Financial System Compatible with Guangxi's Economic and Social Development," 2018, Completed, Participant

8. General Program of the Humanities and Social Sciences Fund, Ministry of Education, "The Impact of Cultural Small-Tradition Differences on China's Direct Investment in ASEAN and Countermeasures," 2018, Completed, Participant

Honors and Awards

Outstanding Graduate, Xi'an Jiaotong University (2021)

Outstanding Postgraduate Student, Xi'an Jiaotong University (2020)

Outstanding Graduate, Wuhan University of Technology (2018)